05 — Your purchase

Prequalify keys

Ten steps from your first bank conversation to the handover. Tick them off as you go — your progress stays on this device.

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Who is handling your transfer?

Get an affordability estimate and your credit score before you shop. It costs nothing, and it stops you falling in love with a house the bank won't fund.

  • Pull your credit report and dispute errors
  • Three months' payslips and bank statements ready
  • Know your maximum price and monthly instalment
Not sure what a step means?

The library explains bonds, transfer and your rights under the PPRA in plain language.

Open the library →